PM Surya Ghar Muft Bijli Yojana 2025: Get ₹78,000 Subsidy & Free Electricity (Apply Now)

The Pradhan Mantri Suryoday Yojana, officially known as PM Surya Ghar: Muft Bijli Yojana, is transforming India's energy landscape in 2025. This flagship scheme aims to provide free electricity to 1 crore households while offering massive financial subsidies for rooftop solar installations.

If you are planning to switch to solar energy, this is the best time. The government has increased the subsidy benefits significantly compared to previous years. Eligible households can now receive a flat subsidy of ₹30,000 for a 1kW system and up to ₹78,000 for systems above 3kW. Here is your complete guide to eligibility, updated subsidy rates, and the step-by-step application process.

Scheme Overview & Key Highlights 2025

Updated Subsidy Structure (2025)

Contrary to older data, the current subsidy rates are much higher. The government provides direct financial assistance (CFA) to reduce your initial investment.

• 1 kW System: Subsidy of ₹30,000.
• 2 kW System: Subsidy of ₹60,000.
• 3 kW & Above: Fixed Subsidy of ₹78,000.

Note: For Group Housing Societies (GHS) and Resident Welfare Associations (RWA), the subsidy is ₹18,000 per kW for common facilities (up to 500 kW).

Eligibility Criteria

To qualify for the benefits, you must meet the following simple requirements:

• Citizenship: You must be an Indian citizen.
• Property: You must own a house with a roof suitable for solar panel installation.
• Electricity Connection: You need a valid electricity connection in your own name.
• No Prior Subsidy: You should not have availed of any other central government subsidy for solar panels previously.

Required Documents

Before applying, keep digital copies of these documents ready:

• Proof of Identity: Aadhaar Card / Voter ID.
• Proof of Address: Property tax receipt or Domicile certificate.
• Electricity Bill: A recent electricity bill (not older than 3 months).
• Bank Details: Cancelled cheque or passbook copy (for direct subsidy transfer).
• Roof Ownership: Proof that you own the roof/terrace.

Step-by-Step Application Process

The application is fully online and streamlined. Follow these steps to ensure your subsidy is processed without rejection:

1. Registration: Visit the official portal pmsuryaghar.gov.in. Register using your State, Electricity Distribution Company, and Consumer Account Number.
2. Apply for Rooftop Solar: Login with your mobile number. Fill out the application form with your roof details and submit.
3. Feasibility Approval: Wait for the feasibility approval from your local DISCOM (Electricity Dept).
4. Vendor Selection: Once approved, choose a registered solar vendor from the portal to install the plant.
5. Net Metering: After installation, apply for a net meter. The DISCOM officials will inspect the system and install the meter.
6. Get Subsidy: Once the commissioning certificate is generated on the portal, submit your bank details. The subsidy will be credited directly to your bank account within 30 days.

Financial Assistance (Loans)

Don't have the full amount upfront? The scheme offers easy access to collateral-free loans with interest rates starting as low as 7%. You can apply for these loans directly through the JanSamarth portal linked within the application process.

Why Apply Now?

By installing a 3kW system, you can generate enough power to run a typical household (AC, fridge, fans, lights) essentially for free. Plus, with "Net Metering," any excess electricity you generate is sold back to the grid, earning you credits or cash.