E-Shram Card Yojana 2025: Government Providing ₹2 Lakh Benefits – Complete Application Guide

The E-Shram Card Yojana 2025 is one of the most important welfare initiatives launched by the Government of India for unorganized sector workers. This scheme provides a national database, financial support, accident insurance, pension benefits, and access to several government subsidies.

The initiative aims to give a formal identity to crores of workers who contribute significantly to the Indian economy yet remain outside formal social security systems. With a unique 12-digit UAN (Universal Account Number), beneficiaries can avail benefits across all states, making portability simple and seamless.

What is the E-Shram Card Yojana 2025?

The E-Shram Card is a centralized database created by the Ministry of Labour & Employment to register unorganized sector workers between the ages of 16 and 59. The program covers:

• Construction workers
• Street vendors
• Domestic helpers
• Migrant workers
• Rickshaw pullers
• Daily wage laborers
• Agricultural workers
• Other unorganized sector employees

The major objective is to provide workers with social security through pension benefits, accident insurance, and linkage to future welfare schemes. Registered workers are also eligible for a monthly ₹3,000 pension after reaching the age of 60 years.

E-Shram Card Yojana 2025 Benefits

The E-Shram Card provides multiple financial and social benefits to informal sector workers:

• ₹3,000 Monthly Pension: After 60 years of age, registered workers receive a guaranteed monthly pension.
• ₹2 Lakh Accident Insurance: In case of accidental death or full disability.
• ₹1 Lakh Financial Support: For partial disability due to accidents.
• 12-digit UAN Card: Serves as a nationwide worker identity, valid across all states.
• Benefit Portability: Easy access to welfare services even when migrating to another state.
• Linkage to Future Schemes: Workers may receive bicycles, sewing machines, skilling support, and toolkits under various government programs.
• Direct Bank Transfers: All benefits are delivered through the bank account linked to the E-Shram Card.
• Ration Card Portability: Registered workers can avail subsidized food grains in any state under One Nation, One Ration Card.

The E-Shram Card ensures financial stability, helps families during emergencies, and empowers workers with national-level recognition.

Eligibility Criteria for E-Shram Card Yojana 2025

To register for the E-Shram Card, applicants must meet the following conditions:

• Age must be between 16 and 59 years.
• Must be employed in the unorganized sector.
• Must not be a member of EPFO, ESIC, or NPS.
• Must not be an Income Tax payer.
• Aadhaar card linked with a mobile number is mandatory.
• Must have a bank account for receiving benefits.

These requirements ensure that the scheme reaches genuine informal sector workers who lack formal social protection.

How to Apply Online for E-Shram Card Yojana 2025

The online registration process is simple and can be completed using a mobile phone or computer.

1. Visit the official portal: eshram.gov.in
2. Go to the registration section and enter your Aadhaar-linked mobile number.
3. Verify the OTP received on your mobile.
4. Fill in your personal details such as name, address, category, occupation, and skill level.
5. Enter your bank account details (account number, IFSC code).
6. Review the information and submit the form.
7. Once approved, download the E-Shram Card in PDF format.

Applicants who are not comfortable with online forms can visit their nearest Common Service Center (CSC) to complete the registration with assistance.

Additional Advantages & Digital Inclusion

The E-Shram Yojana plays a major role in formalizing India’s informal workforce. By providing digital identity and linking workers to welfare schemes, the initiative bridges social inequalities and promotes inclusive development.

It not only offers financial safety nets like pensions and insurance but also helps workers access skilling programs, employment opportunities, and government subsidies more efficiently.

FAQs on E-Shram Card Yojana 2025

1. Is there any fee for E-Shram Card registration?
No. Registration for the E-Shram Card is completely free.

2. Does the E-Shram Card expire?
No. The E-Shram Card has no expiry date and does not require renewal.

3. Can Income Tax payers or EPFO/ESIC members apply?
No. The scheme benefits are not available to Income Tax payers or members of EPFO, ESIC, or NPS.

4. How can E-Shram Card be linked with the ration card?
Beneficiaries may link their E-Shram Card with ration cards through state portals or CSC centers to access subsidized food across states.

5. What if I lose my Aadhaar-linked mobile number?
You must update your mobile number at an Aadhaar Update Center before registering or updating your details on the E-Shram portal.